Rainy Wedding Insurance2019-07-01T10:59:09+02:00
weddie insurance

rainy wedding insurance

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raindrops are falling on my head
(hair, dress, …)

When life gives you a rainy wedding day, wear boots and play in the puddles.
Instead of being sad and not enjoying your perfect outdoor wedding venue,
you should continue to party and be happy about £5,000 from your rainy wedding insurance.
How does this work? See our coverage below.

wedding insurance

Your rainy wedding day
may bring £5,000!

rain coverage for your wedding

What’s insured?

Rainy weather on your wedding day.
It’s quite simple.
The insurance provides cover if a rainfall threshold of 7.5 mm is reached in the period from 12:00 p.m. to 06:00 p.m.

What’s the benefit?

£5,000
lump sum
for rainy weather on your big day
and the additional costs
this could cause.

Free use
of the £5,000
&
easy claims
settlement

Be pleased even
when rain thwarts
your wedding plans

GET STARTED

this is how Weddie works

wedding insuranceLOVE & RAIN – NO PAIN

read the details

Of course there are some details, it’s still insurance.
The following guide explains what you should know about Weddie.

The single premium is calculated based on your date and wedding location – for example:

Dorset House / West Sussex
mid June
premium approx. £179

Combermere Abbey / Cheshire
beginning of May
premium approx. £217,56

Holmewood Hall / Holme
beginning of June
premium approx. £288,12

You do not have to make a claim. This insurance is triggered if 7.5 mm of rain (threshold) fall between 12:00 p.m. and 06:00 p.m. An extended insured weather period may be agreed upon during the ordering process.

Please note that the wedding insurance is  no sunshine guarantee. Also little amounts of rain may be considered disturbing.

If all the criteria for the payment are fulfilled, the beneficiaries i.e. the bridal couple will receive the lump sum agreed upon for their free use. Payment will be made to the bride’s or groom’s bank account within 5 work days from disclosure of the bank details (only UK account).
Note: Payment will only be made to the policy holder if he/she is the bride or groom.

Who measures the amount of rain?

Athenium Analytics LLC are an independent company who provides access to historical and real-time global hourly data for 196 countries and all the oceans, to measure and report rainfall accumulations.
Athenium Analytics leverages 18 satellites in low-earth and geostationary orbits that generate precipitation data on a continuous basis. These satellites are operated by the National Oceanic and Atmospheric Administration (NOAA), the National Aeronautics and Space Administration (NASA), the Department of Defense (DoD) and several international partners. The resolutions of the satellite measurements vary, but all can be placed on a grid of 8×8 kilometers.
This 8x8km data is the most comprehensive and consistent in spatial resolution worldwide. While this satellite collection is especially valuable when no ground observation exists, consequential benefits remain even where ground stations are nearby.
Please note that the calculated values may differ from those of other weather services or physical stations. In terms of insurance payout, only the values calculated by Athenium Analytics LLC count.

See http://www.weatheranalytics.com/.

How fast can a threshold of 7.5 mm of rain be reached?

  • Normal rain has an intensity of approx. 1-1.5 mm/hour,
  • moderate rain has an intensity of approx. 3.0 mm/hour,
  • heavy rain approx. 5.0 mm/hour
  • and downpour 5.0 mm/5 minutes.
  • In case of a heavy thunderstorm, the amount of rain may rise to 20 mm/hour and more.

Such an amount of rain is usually accumulated as a consequence of continuous normal rainfall or short heavy rain showers but rather not as a consequence of drip or drizzle.

How will I get notified of whether the insurance will pay?
On the wedding day, you (i.e. the policy holder) will receive an e-mail containing information on the calculated amount of rain every hour in retrospect during the insured time period.
Within 2 working days after your wedding you will receive a report on the amount of rain and in the event of a claim you receive all information on the payment of the lump sum compensation.

How is the amount of rain measured?

To provide weather statistics the Gridded Data System Model is a model used by Athenium Analytics. Weather data can come from a point observation, such as a weather station, or from a grid, which is an 8km x 8km algorithmically-generated area that provides data representative of the entire grid area.
Gridded data is the first choice for verification because it has consistent coverage and is always available, where high-quality weather stations are not. Each event location is matched with a specific Athenium Analytics grid. Athenium Analytics extract hourly data for that particular grid that contains the event location.
In the event of missing or incomplete data, multiple data sources can be used. The result can be the utilization of a different dataset or the combination of different data sets. Data sources are never “blended” or averaged together to create new values.

Infofolder (PDF) >>
Terms and Conditions (PDF) >>
Insurance Product Information (PDF) >>

Weddie upgrade

You want more?

Feel free to add additional evening coverage.
After all it’s about your special day and your special needs.

additional-coverage-evening

Additional evening coverage

You can also extend the insured weather period
from 12:00 p.m. and 09:00 p.m.

GET A QUOTE

Frequently asked

What are the preconditions for insurance cover on the wedding day?2019-03-25T11:16:26+02:00

You can order the wedding weather insurance up to 4 weeks before the wedding. Upon ordering, we will immediately send you the policy and invoice. In order for you to have full insurance cover for your wedding, the single premium must be transferred 21 days before the insured wedding date at the latest. The payment is deemed timely if you give the transfer order 21 days before the wedding.

What happens, if I do not pay on time?2019-03-25T11:17:52+02:00

The insurance premium must be paid 21 days before the insured wedding. In case of late payment, we cannot grant insurance cover. Late payments will be refunded.

Can I still withdraw from the contract after I paid the premium? Will I get my money back?2019-03-25T11:19:46+02:00

No, due to the short contract term, there is no right to withdraw. As soon as you transferred the premium, you cannot withdraw from the contract any more. We are also unable to withdraw from the the contract after it has entered into force.

What does an amount of rain of 7.5 mm mean? How is it measured?2019-03-25T11:22:38+02:00

The insurance provides cover if the rainfall threshold of 7.5 mm, that is 7,5 litres per square metre, is reached or exceeded within the time frame from 12:00 p.m. to 06:00 p.m.

  • Normal rain has an intensity of approx. 1-1.5 mm/hour,
  • moderate rain has an intensity of approx. 3.0 mm/hour,
  • heavy rain approx. 5.0 mm/hour
  • and downpour 5.0 mm/5 min.
  • In case of a heavy thunderstorm, the amount of rain may rise to 20 mm/hour and more.

Such an amount of rain is usually accumulated as a consequence of continuous rainfall or short heavy rain showers. It is unlikely to be a consequence of drip or drizzle.

The amount of rain at the insured wedding venue is calculated by Athenium Analytics LLC, an independent company who provides access to historical and real-time global hourly data for more than 500 weather variables and indices across every country and every ocean worldwide.  See http://www.weatheranalytics.com/.

Please note that the calculated values may differ from those of other weather services or physical stations. In terms of an insurance pay-out, only the values calculated by Athenium Analytics LLC count.

Who are Athenium Analytics LLC and what are their methods?2019-03-25T11:26:05+02:00

To provide weather statistics the Gridded Data System Model is a model used by Athenium Analytics. Weather data can come from a point observation, such as a weather station, or from a grid, which is an 8km x 8km algorithmically-generated area that provides data representative of the entire grid area.

Gridded data is the first choice for verification because it has consistent coverage and is always available, where high-quality weather stations are not. Each event location is matched with a specific Athenium Analytics grid. Athenium Analytics extract hourly data for that particular grid that contains the event location.

In the event of missing or incomplete data, multiple data sources can be used. The result can be the utilization of a different dataset or the combination of different data sets. Data sources are never “blended” or averaged together to create new values.

I am currently organising a wedding. What are the advantages of the rainy wedding insurance?2019-03-25T12:07:08+02:00

Our rainy wedding insurance is a new, innovative addition in the UK which rounds off a thorough wedding preparation. A plan B for rainy weather is essential. Weddie offers you compensation if your plan B becomes reality and your wedding cannot take place under the open sky.

This way, rain showers may turn into cash, which creates good mood despite an indoor-party and bad weather. In case of a valid claim there is no need for proof of damage and you can use the money how you wish.

Who can take out the wedding weather insurance and where is it valid?2019-03-25T12:01:49+02:00

Only individuals who are residents in UK can take out the wedding weather insurance. However, your nationality is irrelevant. Payment in case of a valid claim can only be made to a UK bank account.
Generally, we only insure weddings that take place in UK. If you wish to get married in another country, we must review your case on an individual basis.

Why is there such thing as a rainy wedding insurance? What do I need it for?2019-03-25T12:11:47+02:00

Weddie compensates bridal couples for rainy weather on their special day and the additional costs this could cause. For a single premium payment starting at £ 179 , you will receive a lump sum in the amount of £ 5,000 in case of an insured event.

Of course we can never make up for bad weather. This is why proper planning and an alternative venue for rainy weather are essential. However, what we can do is to compensate you with a lump sum for an insured event. In doing so, we want you to be pleased even when rain thwarts your wedding plans.

What does the rainy wedding insurance cost?2019-03-25T12:08:21+02:00

A single premium is calculated individually on the basis of the wedding date and location. After ordering the wedding weather insurance online, you will immediately receive your policy and invoice via e-mail.

We offer our rainy wedding insurance from a single premium of £ 179.